Preheat the oven to 180 degrees C and lightly grease a 6-hole muffin tin.
Whisk together the milk, vinegar and vanilla and set aside for 5 minutes.
Mix together the flour, Natvia, baking powder and cinnamon in a bowl then pour in the liquid and stir to combine.
Fold in the banana chips, dates and pecans then spoon into the muffin tins to reach the top. Mix the oats, Natvia and coconut oil then scatter over the top of each. Bake for 15-20 minutes until risen and golden.